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San Francisco & Marin County Homeowners Association Management Blog
HOA management insights for San Francisco & Marin County boards and homeowners — reserve funds, vendor management, California HOA law, and more from SNS Management


How to Pass Your HOA Insurance Inspection in SF & Marin
Navigating a property insurance inspection in the Bay Area can be a high-stakes process. With insurance carriers tightening their guidelines across California, properties in San Francisco and Marin County are facing intense scrutiny. For volunteer boards and property owners, passing these inspections is critical to securing the best premium rates and preventing sudden coverage drops. Whether you are self-managing a multi-unit building or relying on professional HOA, condo, an
3 days ago2 min read


Leasing a rental unit in an HOA, TIC, or Co-Op? Here's what every owner needs to know
If you own a rental inside a homeowners association, a tenancy-in-common (TIC), or a co-op, you already know your property doesn't play by the same rules as a standalone single-family rental. You're not just leasing four walls — you're leasing a unit that's bound by a private governing document, a board of directors or fellow co-owners, and a set of community standards that were written long before your tenant ever signed a lease. SNS Management recommends hiring a profession
Aug 16 min read


SB 721 vs SB 326: San Francisco HOA & TIC Balcony Inspection Guide
Confused by California's balcony inspection laws? Learn the differences between SB 721 and SB 326, compliance timelines, and how they impact San Francisco HOAs and TICs. For property owners, homeowners association (HOA) board members, and Tenancy in Common (TIC) communities in San Francisco, structural safety is a strict legal requirement. Following the tragic 2015 balcony collapse in Berkeley, the California legislature passed two major pieces of legislation to ensure the in
Jun 133 min read


Why timely payments to your HOA and condo vendors in the Bay Area are so important: a practical point of view
For San Francisco HOA boards, a smooth-running association is a paramount goal. From maintaining a professional appearance to ensuring essential services function properly, reliable vendors are the backbone of any successful homeowners association. Yet, a common source of intense frustration for both HOA board members and third-party contractors in San Francisco and the rest of the Bay Area is the consistent delay in invoice payments from some well-known established homeowner
May 253 min read


The Financial Blueprint: Why San Francisco HOAs Must Prioritize Reserve Studies
In the high-stakes world of San Francisco real estate, owning a unit in a prestigious condo building management association comes with an expectation of long-term value. However, many boards in neighborhoods from Pacific Heights to Mission Bay are operating on a "reactive" financial model that puts every owner’s equity at risk. The single most important tool to deflect this risk is a professional HOA reserve study. For a high-performance association, this isn't just a documen
May 53 min read


Traditional vs. tankless water heaters for San Francisco HOAs
San Francisco HOA Water Heater Guide
Apr 201 min read


Navigating the HOA Insurance Crisis in San Francisco
This blog addresses the escalating HOA insurance crisis in San Francisco, where associations are facing unprecedented premium hikes and policy cancellations.
Apr 51 min read


The Hidden Cost of "Do It Yourself": The Serious Downsides of Self-Managed HOAs
Examining how the initial desire for autonomy and savings can lead to complex, long-term problems. 1. The Legal and Compliance Nightmare One of the single biggest and most dangerous downsides of self-management is the massive legal liability. HOAs are not just social clubs; they are non-profit corporations or legal entities bound by a matrix of laws. The Complexity of Laws Navigating the legal landscape is perhaps the most significant challenge. Professional management compa
Apr 56 min read
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